Social Security’s Supplemental Security Income (SSI) program provides cash payments to children with disabilities whose families have limited income and resources. A child must meet the following medical requirements to be considered disabled under Social Security rules:
The child must have a medical condition, or a combination of conditions, that results in “marked and severe functional limitations.” This means that the conditions must seriously limit the child’s activities.
The child’s disabling conditions must last for at least 12 months, or the conditions must be expected to end in death.
We also help children through our Compassionate Allowances program. Compassionate Allowances are a way to quickly identify conditions that, by definition, meet Social Security’s standard for disability benefits. The list can be found at www.ssa.gov/compassionateallowances/conditions.htm. Compassionate Allowances help us reduce waiting time to reach a disability determination for children with the most serious disabilities. Thousands of children receive benefits because they have a condition on this list, but children with conditions not on this list can still qualify for SSI.
A child must meet additional eligibility requirements for low income and limited resources to qualify for SSI. To qualify, a child:
Who is blind must not be working or earning more than $2,190 a month in 2021.
Who is not blind, must not be working or earning more than $1,310 a month in 2021.
Earnings amounts usually change every year. Some older teenagers may have part-time jobs or be involved in work programs, which Social Security will count for financial eligibility.
In addition, if an unmarried child under age 18 is living at home, Social Security may consider some of the parents’ income as the child’s income. We make allowances for the parents and their other children living in the home when we consider the parents’ income. You can read more about children’s benefits in our publication, Benefits for Children with Disabilities at www.ssa.gov/pubs/EN-05-10026.pdf.
If you are a parent or know a parent, guardian, caregiver, or representative of a child you think may be eligible, visit our Disability Benefits-Apply for a Child (Under Age 18) at www.ssa.gov/benefits/disability/apply-child.html to learn more and begin an application.
Social Security honors our military heroes
On Memorial Day, our nation honors military service members who have given their lives for our country. As Former President Franklin D. Roosevelt once said, "Those who have long enjoyed such privileges as we enjoy forget in time that men (and women) have died to win them." This is why families, friends, and communities come together to remember the great sacrifices of our military members and ensure their legacies live on.
The benefits we provide can help the surviving families of deceased military service members. For example, widows, widowers, and their dependent children may be eligible for Social Security survivors benefits. You can learn more about those benefits at www.ssa.gov/survivors.
We also offer support to our wounded warriors. Social Security benefits protect veterans when injuries prevent them from returning to active duty or performing other work. Both the Department of Veteran Affairs and Social Security have disability programs. You may qualify for disability benefits through one program but not the other, or you may qualify for both. Depending on your situation, some members of your family, including your dependent children or spouse, may be eligible to receive Social Security benefits.
Wounded military service members can receive expedited processing of their Social Security disability claims. If you are a veteran with a 100 percent Permanent & Total compensation rating from the Department of Veterans Affairs, we’ll expedite your disability claim.
Want more information about how we can help? Visit www.ssa.gov/woundedwarriors for answers to commonly asked questions or to find information about the application process.
Thinking about retirement or know a veteran who is? Military service members can receive Social Security benefits in addition to their military retirement benefits. For details, visit our webpage for veterans, available atwww.ssa.gov/people/veterans.
Please share this information with the military families you know. We honor and thank the veterans who bravely served and died for our country and the military service members who serve today.
Replacement or corrected Social Security cards during the COVID-19 pandemic
Social Security offices are currently open only for in-person appointments for limited, critical situations, depending upon local office conditions.However, you can continue to apply for a replacement Social Security card online and by mail. Before requesting a replacement card, please remember that you might not need the physical card. Most of the time, simply knowing your Social Security number is enough.
If you have a critical situation that requires you to have a physical card and you cannot apply by mail or online, you should call your local Social Security office. Please visit our Coronavirus (COVID-19) Updates page for more information at www.ssa.gov/coronavirus.
If you don’t need any changes to your Social Security Number record (such as a name or date of birth change), applying for a replacement card online is your most convenient option. You don’t need to mail proof or visit an office.
You can use our online application if you are an adult, have a state-issued drivers’ license or non-driver identification card, and live in the District of Columbia or one of the 45 states that verifies state-issued documents for us. All you need to do is create a my Social Security account to access and complete the online application at www.ssa.gov/myaccount/replacement-card.html.
If you live in one of the five states that do not participate — Minnesota, Nevada, New Hampshire, Oklahoma, and West Virginia — know that we are working hard to bring this service to you as soon as possible.
Applying by mail
We require proof of your identity with your replacement card application (www.ssa.gov/forms/ss-5.pdf), usually a state-issued drivers’ license or non-driver identification card, or U.S. passport. We call these documents “primary” identity proofs. We understand mailing primary identity proofs with your replacement card application can be challenging. To help, we are temporarily expanding our policy to accept alternative identity documents — or what we call “secondary proofs” — when you cannot mail primary proof.
Acceptable secondary proofs include, but are not limited to:
Employee identification card.
School identification card.
Health insurance card (not a Medicare card).
U.S. military identification card.
These proofs must be current (not expired), show your name and identifying information (such as your date of birth or age), and be an original or a certified copy.
If you need to change your name, when you mail your replacement card application, you will need to submit proof of identity plus proof of the name change. The proof of identity can be primary or secondary proof. Proof of the name change could be a marriage certificate, divorce decree, certificate of naturalization showing the new name, or a court order approving the name change.
You may be able to submit one document to serve as proof of your name change and identity. For example, you may submit a marriage certificate as proof of name change and identity if the certificate shows the marriage occurred within the prior two years and:
Includes your prior name.
Includes your age, birth date or parents’ names.
This information matches your Social Security Number record.
We will return any documents you send us.
Unemployment insurance fraud and Social Security
Scammers are using the COVID-19 pandemic as an opportunity to file fraudulent unemployment claims, often using someone else’s identity. Scammers may even use the identity of someone who is receiving or applying for Supplemental Security Income (SSI) benefits.
SSI applicants and recipients who begin receiving — or appear to begin receiving — State Unemployment Insurance (UI) benefits could appear to be ineligible for SSI benefits. They could even appear to be overpaid because of an unemployment claim filed in their name.
These UI fraud schemes are widespread and affect most states. The United States Secret Service is investigating more than 500 claims in over 40 states related to unemployment fraud.
At Social Security, we’re taking steps to verify whether SSI applicants and recipients are victims of UI fraud. We will not reduce or terminate your payments due to a fraudulent unemployment claim filed on our behalf. If you suspect you may be a victim of fraud, report it to your state fraud hotline at www.dol.gov/agencies/eta/UIIDtheft. You may also report suspicions of fraud to your local unemployment office.
Remember that scammers always look for a chance to exploit your fears. Don’t fall for their tactics — and guard your personal information. Please share this information with your friends and family — and let’s help each other stay vigilant.
Social Security supports teachers online
The past year has been difficult for everyone, including educators and their students. Our nation’s teachers have adapted, pivoted, and provided for their students in ways they had never imagined possible. This year, we celebrate Teacher Appreciation Week from May 2 through May 8, and honor all educators who prepare our children for the future.
We know that well-informed instructors can have a powerful and positive influence on their students. That’s why we created an Educator Toolkit. It’s a shareable online resource for teachers to engage students and educate them on Social Security. The toolkit includes:
Lesson plans with objectives.
Infographics and handouts for each lesson plan.
Links to Social Security web pages.
Quiz questions and answers.
You can access the toolkit at www.ssa.gov/thirdparty/educators.html.
We value and welcome the efforts all teachers make to educate America’s young people. We want to help spark discussion with students about Social Security. Please share our toolkit with the educators in your communities, today!
Questions and answers
Question: I prefer reading by audio book. Does Social Security have audio publications?
Answer: Yes, we do. You can find them at www.ssa.gov/pubs. Some of the publications available include What You Can Do Online, Working While Disabled - How We Can Help, Apply Online for Social Security Benefits, and Your Social Security Card and Number. You can listen now at www.ssa.gov/pubs.
Question: How can I get proof of my benefits to apply for a loan?
Answer: If you need proof you get Social Security benefits, Supplemental Security Income (SSI) and/or Medicare, you can request a benefit verification letter online through your personal my Social Security account at www.ssa.gov/myaccount. This letter is sometimes called a “budget letter,” a “benefits letter,” a “proof of income letter,” or a “proof of award letter.” You even can select the information you want included in your online benefit verification letter.
Question: What is the average Social Security retirement payment that a person receives each month?
Answer: The average monthly Social Security benefit for a retired worker in 2021 is $1,546.80. The average monthly Social Security benefit for a disabled worker in 2021 is $1,278.18. As a reminder, eligibility for retirement benefits still requires 40 credits (usually about 10 years of work).
Question: I want to estimate my retirement benefit at several different ages. Is there a way to do that?
Answer: Use our Retirement Estimator at www.ssa.gov/estimator to get an instant, personalized retirement benefit estimate based on current law and your earnings record. The Retirement Estimator, which also is available in Spanish, lets you create additional "what if" retirement scenarios based on different income levels and “stop work” ages.
Question: What is the five-month waiting period for Social Security disability benefits?
Answer: The law states Social Security disability benefits can be paid only after you have been disabled continuously throughout a period of five full calendar months. Social Security disability benefits begin with the sixth full month after the date your disability began. You are not able to receive benefits for any month during the waiting period. Learn more at www.ssa.gov/disability.
Question: How do I know if I have worked long enough to qualify for Social Security disability benefits?
Answer: You must have worked long enough — and recently enough — under Social Security to qualify for disability benefits. Social Security work credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year. The amount needed for a credit changes from year to year. The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which you earned in the last 10 years, ending with the year you become disabled. However, younger workers may qualify with fewer credits. To learn more, see our Disability Planner at www.ssa.gov/planners/disability.
Supplemental Security Income (SSI)
Question: My 15-year-old sister has been blind since birth. I think she should apply for Supplemental Security Income (SSI), but my parents think because she's a minor, they're responsible for her and she won't qualify. Who is right?
Answer: To qualify for SSI, an individual must meet certain income and resource limits. Since your sister is a minor, some of your parents' income and resources will determine whether your sister is eligible for SSI. Once your sister turns 18, their income and resources won’t be considered when deciding her eligibility and payment amount. Tell your parents they can check at any Social Security office to see if your sister qualifies. To learn more, visit www.ssa.gov or call us at 1-800-772-1213 (TTY 1-800-325-0778).
Question: What’s the best way to find out if I might be eligible for SSI?
Answer: Our online Benefit Eligibility Screening Tool (BEST) will help you find out if you could get benefits that Social Security administers. Based on your answers to questions, this tool will list benefits for which you might be eligible and tell you more information about how to qualify and apply. Find BEST at www.benefits.gov/ssa.
Question: I recently retired and am approaching the age when I can start receiving Medicare. What is the monthly premium for Medicare Part B?
Answer: In 2021, the standard Medicare Part B premium for medical insurance is currently $148.50 per month. Some people with higher incomes must pay a higher monthly premium for their Medicare coverage. You can get details atwww.medicare.govor by calling 1-800-MEDICARE (1-800-633-4227) (TTY 1-877-486-2048).
Question: I want to sign up for a Medicare Part C and D plan, but I’m not sure which plan I want. Is there a resource to help me find a plan?
Answer: Yes. Medicare.gov has an online plan finder and instructions available on how to use this tool. To access the Medicare Plan Finder, please visit www.medicare.gov/find-a-plan/questions/home.aspx.
Betsy Buchheit is Social Security district manager in Alton.